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Event Insurance

All events organised by the club or a club chapter are insured by the Australian Motorist Association (AMA), which means we must comply with the event insurance requirements as set by the AMA. These requirements include conducting risk assessments, forming health and safety committees and conducting safety inspections, formulating emergency management plans, etc. Please refer the Guidelines Page for information on event standards, competition rules, regulations, etc.

All AMA sanctioned events (trips, challenges, etc) involving camper trailers require all drivers to be licensed and all 4WD to be registered.

For more information about the insurance products the AMA holds, please refer the Insurance Page.

Event Officials and Volunteers

All persons performing any work for the 4WDAA or 4WDAA chapter must agree to the terms and conditions of volunteering. Volunteering means contributing to the success of the club and in return you'll be covered with voluntary workers personal accident insurance to ensure you're not out of pocket if you get injured while volunteering with us. Please refer the Event Volunteers page for more information on volunteering with us.

All persons that  volunteer their time and organise working bees or social activities, supervise trips or referee challenges, must hold a current officials accreditation. Please refer the Event Officials page for more information on officials requirements.

On event day, all officials and other volunteers of a 4WDAA or 4WDAA chapter activity or event, must complete the Officials, Assistants & Other Volunteers Sign On Sheet. 

All persons performing any work for the 4WDAA or 4WDAA chapter must agree to the terms and conditions of volunteering. Volunteering means contributing to the success of the club and in return you'll be covered with voluntary workers personal accident insurance to ensure you're not out of pocket if you get injured while volunteering with us. Please refer the Event Volunteers page for more information on volunteering with us.

Event Participants

Membership is recommended but not required to participate in any social gatherings or pleasure drives promoted by the 4WDAA or 4WDAA chapter. However, financial membership is mandatory in challenge events and or practice/ testing activities associated with any competitive event promoted by the 4WDAA or a 4WDAA chapter.

Non members of an AMA sanctioned recreational event (pleasure drive, touring trip, etc) promoted by the 4WDAA or a 4WDAA chapter, must complete the NON MEMBERS EVENT ENTRY FORM AND ONE EVENT MEMBERSHIP APPLICATION each time they participate.

practice, testing or challenge event 

 

Supporting the PWCAA with membership helps us pay for the insurance which covers the riders, leaders, volunteers and organisers of our events as well as to purchase chapter flags, event equipment, safety gear, officials training, etc.

and other  Membership to the PWCAA is FREE when you register for membership with the AMA Clubs and nominate the PWCAA as your Home Club.

Photo courtesy of Nautical Image

Event Insurance

All events organised by the 4WDAA or a 4WDAA chapter are insured by the Australian Motorist Association (AMA), which means we must comply with the event insurance requirements as set by the AMA. These requirements include conducting risk assessments, forming health and safety committees, conducting safety inspections, formulating emergency plans, etc. Please refer the Guidelines Page for information on event standards, competition rules, event regulations, etc.

All AMA sanctioned events (recreation trips, competitive challenges, etc) involving 4WD's require all drivers to be licensed and all 4WD's to be registered.

For more information about the insurance products the AMA holds, please refer the Insurance Page.

Essential Public Liability for Running an Event

  • Protects the organiser in the event of a claim for up to $20m

  • Covers volunteers appointed to help run an event

  • Applies to all events registered with the club

Peace of mind protection for your activity or event 

Insurance for Events - How does it work?

Activities and events are the lifeblood of the club. We want organisers to enjoy running safe events in the knowledge that support is there when needed. 

Liability insurance helps to ensure that event organisers and their volunteers are covered against claims from third parties if an incident happens during an event.

Event insurance - who is it available to?

Events registered with the 4WDAA or a 4WDAA chapter

What is event insurance?

For the protection of participants and all those involved in the management of registered and insured events, the AMA provides through its public liability insurance policy, an indemnity, limited to $20,000,000 for legal liabilities arising from claims made against an event organiser, official or participant* that involves either bodily injury or property damage to a third party.

All AMA sanctioned events promoted under the auspices of the PWCAA or any PWCAA chapter are provided with this cover upon receipt of a properly completed event registration form by officials that are authorised to submit events.

In the unlikely event that a claim is directed at an event official ‘as an individual', rather than as a representative of an event, the AMA also provides to that individual the benefit of ‘Directors & Officers Liability' insurance which provides indemnity against ‘wrongful acts'** committed by ‘individuals' acting on behalf of an event held under the auspices of the PWCAA.

Notes:

* Individual cover will only be provided to AMA and PWCAA members that have subscribed to a plan, which includes personal insurance to be covered at and whilst participating in events sanctioned by AMA.

** ‘Wrongful act' shall mean any actual or alleged breach of trust, breach of duty, neglect, error, misstatement, misleading statement, omission, breach of warranty of authority or other act wrongfully committed or attempted by the Official in the course of performing his duties as an Official.

Want to organise a 4WDAA event?

BECOME AN ORGANISER

Officials and Volunteers Insurance

All persons performing any work for the 4WDAA or a 4WDAA chapter must agree to the terms and conditions of volunteering. Volunteering means contributing to the success of the club and in return you'll be covered with voluntary workers personal accident insurance to ensure you're not out of pocket if you get injured while volunteering with us. Please refer the Event Volunteers page for more information on volunteering with us.

All persons that  volunteer their time and organise working bees or social activities, supervise trips or referee challenges, must hold a current officials accreditation. Please refer the Event Officials page for more information on officials requirements.

On event day, all officials and other volunteers of a 4WDAA or 4WDAA chapter activity or event, must complete the Officials, Assistants & Other Volunteers Sign On Sheet

All persons performing any work for the 4WDAA or 4WDAA chapter must agree to the terms and conditions of volunteering. Volunteering means contributing to the success of the club and in return you'll be covered with voluntary workers personal accident insurance to ensure you're not out of pocket if you get injured while volunteering with us. Please refer the Event Volunteers page for more information on volunteering with us.